Not all domestic and international trips are taken by a single person, or even a family. There are many reasons why a group of 10 or more people travel together: a church tour, a really special hen do, a literary tour by your book club. Whatever the reason is for a group of people to travel collectively to another Australian city or international destination, travel insurance is still essential, with group travel insurance offering more convenience than individual travel insurance.
When 10 or more people travel together for the same reason, group travel insurance makes sense because:
- It is more convenient – you request one quote, fill out the paperwork once, and have a single policy that covers everyone, with fewer documents accompanying everyone on the trip.
- Everyone has the same benefits – there’s no worrying about whether or not someone is covered for delayed luggage, cancelled hotel stays, or even certain medical treatments. Everyone has the same benefits, whether the reason for the claim affects only one person, or multiple members of the group.
- It could be cheaper – a group travel insurance policy can work out considerably cheaper than individual policies, for largely the same type of benefits, whether you’re travelling in Australia, or across borders.
Group policy requirements:
- A group is defined as 10 or more paying travellers.
- All travellers must be under 70 years of age.
- All members of the group must be travelling on the same dates.
- For pre and post extensions, travellers will need to take separate single trip policies for this period.
Existing medical conditions: each traveller that requires cover for existing medical conditions must complete the standard medical assessment. There may be an additional premium for approved medical conditions.
Accompanied Children: your children or grandchildren who are identified on the Certificate of Insurance and travelling with you on the Journey, provided they are not in full-time employment, they are financially dependent on you and they are under the age of 21 years.