Medibank Travel Insurance
Disclaimer:
Medibank Travel Insurance is currently not available through travelinsurance.com.au. You are welcome to visit their website for more information or compare travel insurance options available from us.
Policy Plans Available from Medibank Travel Insurance
International comprehensive plan: A comprehensive insurance plan for medical and dental emergencies, unforeseen cancellation or delays, and loss or theft of valuables.
International medical only: Insurance cover for any medical or dental emergencies while you are overseas.
Domestic travel insurance: Cover within Australia for cancellations, delays, theft, car rental excess, and amendments to travel plans.
| Benefit | International Comprehensive Plan
*Single or Multi-trip |
International Medical Only Plan
*Single trip only |
Domestic Plan
*Single or Multi-trip |
| Overseas Medical and Hospital Expenses | Unlimited | Unlimited | – |
| Cancellation and Amendment Fees | Unlimited | – | Unlimited |
| Additional Expenses | Unlimited | Unlimited | $10,000 |
| Luggage and Personal Effects | $8,000 | – | $8,000 |
| Travel Documents, Credit Card and Travellers Cheques | $5,000 | – | – |
| Delayed Luggage Allowance | $750 | – | – |
| Theft of Cash | $250 | – | – |
| Rental Car Insurance Excess | $4,000 | – | $3,000 |
| Travel Delay Expenses | $2,000 | – | $2,000 |
| Alternative Transport Expenses | $5,000 | – | – |
| Resumption of Journey | $3,000 | – | – |
| Hospital Cash Allowance | $5,000 | – | – |
| Loss of Income | $10,000 | – | $2,000 |
| Permanent Disability | $25,000 | – | $10,000 |
| Accidental Death | $25,000 | – | $10,000 |
| Personal Liability | $5m | $5m | $5m |
*Cover for travellers over 70-years of age may be limited.
Activities covered by Medibank overseas
| – Abseiling
– Kayaking – Archery – Paragliding – Ballooning – Parasailing – Bungee jumping – Snorkelling |
– Flying fox
– Surfing – Horse riding – Trekking – Jet Boating – White-water rafting – Jet skiing – Working holidays |
* Motorcycling, moped riding, snow skiing, snowboarding, and snowboarding are all excluded from Medibank plans, and you will need to pay an extra premium for these activities.
Pre-existing medical condition covered by Medibank
Medibank does not automatically cover all pre-existing medical conditions, and you will only be able to claim for a condition that has been pre-approved by Medibank. Some conditions are automatically covered if certain criteria are met. Read the PDS for further information regarding these pre-existing medical conditions. Conditions that are covered include:
| Acne
Allergies Anaemia Asthma Bell’s Palsy Bunions Carpal Tunnel Syndrome Cataracts Glaucoma Coeliac Disease Congenital Blindness Congenital Deafness Ear Grommets Epilepsy Gastric Reflux Goitre Grave’s Disease Gout Hiatus Hernia |
Hip replacement
Knee replacement Shoulder replacement Hip resurfacing Hypercholesterolemia (High Cholesterol) Hypertension (High Blood Pressure) Hyperthyroidism (overactive thyroid) Hypothyroidism (underactive thyroid) Menopause Migraine Peptic ulcer Gastric ulcer Plantar Fasciitis Raynaud’s Disease Skin cancer Trigger Finger Urinary Incontinence |
How to Make a Claim from Medibank Travel Insurance
- Complete an online claim form via medibank.com.au/travel by following the prompts for submitting a claim.
- Alternatively, you can download a claims form, print and complete. Scan and upload.
- Add receipts and other supporting documentation – read the checklist for required documents.
- Submit your claim online or post to: Medibank Travel Insurance Team c/o Travel Insurance Partners Claims Dept, PO Box 168, North Sydney, NSW 2060.
General Exclusions from Medibank Travel Insurance
- Claims for costs outside of the insured period.
- Consequential loss of any kind, including loss of enjoyment.
- Negligent behaviour resulting in loss of your belongings or bodily harm.
- Claims as a result of wars, hostilities, military power, or foreign enemies.
- Any unlawful acts on your part.
- Loss or damage as a result of detention, confiscation, suspension, or destruction by customs or government officials.
- Any claims as a result of circumstances you were aware of before travelling such as natural disasters, terrorism, or health concerns.
- Pregnancy after the 26th week.
- Any elective cosmetic surgery or dental treatment.
- Claims arising from attempted suicide or other bodily harm.
- Insolvency of any travel agent, tour operator, airline, accommodation provider, car rental agent, or other service provider resulting in their failure to provide a service.
- Participation in any activities not covered by this policy,
Medibank Contact Details
| Underwriter | Zurich Australian Insurance Limited |
| Website | http://www.medibank.com.au |
| medibank@travelinsurancepartners.com.au | |
| Contact Number | 134 190 |
| Overseas Contact Number | +61 3 8622 5780 |
| Overseas emergency assistance | New Zealand: 0800 284 346
UK: 0800 096 8821 USA: 1 855 802 3392 Canada: 1 855 802 3392 Other countries: +61 (0) 2 8907 5672 or fax +61 (0) 2 9954 6250 |
Compare travel insurance with NRMA travel insurance.