Compare Travel Insurance for Bali

While Covid-19 travel disruptions aren’t as common as before, getting sick while overseas can still be an issue. Our policies include Covid-19 cover, helping with medical costs or trip cancellations if you test positive before or during your trip.

Aussies visiting Bali often hear about ‘Bali Belly’; a common travel illness caused by bacteria in contaminated food and water that causes stomach cramps, nausea, and vomiting for days. Drinking bottled water, only eating freshly cooked food, and practicing good hygiene can help reduce the risk. If you do get sick, travel insurance may cover medical treatment, doctor visits, and prescribed medication, ensuring you can recover without blowing out the cost of your holiday.

Scooters and motorbikes are a popular way to get around Bali, but road conditions, traffic, and inexperienced riders make accidents common. Many hospitals won’t treat injuries unless you can pay upfront, and if you’re riding without the correct licence or helmet, you may not be covered. If you plan to hire a scooter, make sure your policy includes motorbike and moped cover and that you read the PDS.

Flight cancellations due to weather, serious illness, or airline disruptions can throw your plans into chaos. Travel insurance can reimburse prepaid accommodation, tours, and flights if your trip is unexpectedly cancelled or delayed - potentially saving you from paying for a holiday you never got to take.

Theft and loss of valuables are concerns in busy areas like Kuta, Seminyak, and Ubud. Pickpockets, bag snatchers on scooters, and misplaced items in crowded markets or beaches can leave you stranded without essentials like your passport, phone, or wallet. Travel insurance can help cover the replacement costs, ensuring you can continue your trip without any major financial setbacks.

Bali is an adventure hub, with activities like surfing, scuba diving, white-water rafting, and trekking up Mount Batur. While these activities are thrilling, they come with risks. If you’re injured during an adventure sport, medical costs can skyrocket, especially if emergency evacuation is needed. Check that your insurance policy covers the activities you plan to do.

Bali sits in the Pacific Ring of Fire, making it prone to volcanic eruptions, earthquakes, and tsunamis. Mount Agung, an active volcano, has caused airport closures in the past, stranding travellers for days. Travel insurance can help cover costs associated with trip disruptions, cancellations, or emergency accommodation if unforeseen natural disasters impact your plans.