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Compare Travel Insurance for Vietnam

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“Travel makes one modest. You see what a tiny place you occupy in the world.”

— Gustave Flaubert

Explore Vietnam with Confidence

From the vibrant streets of Ho Chi Minh City to the breathtaking landscapes of Ha Long Bay and the ancient charm of Hoi An, Vietnam offers an incredible mix of culture, adventure, and natural beauty.

It’s no surprise that nearly 500,000 Australians travel to relax along its Southeast Asia shores each year; however, navigating a foreign healthcare system, dealing with lost belongings, or handling travel delays can quickly make the trip stressful without proper travel insurance.

A travel insurance policy ensures you’re covered for any nasty, unexpected events - from delayed flights, to medical emergencies - so you can immerse yourself in Vietnam’s unique experiences with total peace of mind.


Why You Need Travel Insurance for Vietnam

Even though Vietnam is a budget-friendly destination, unexpected expenses from accidents, medical emergencies, or travel disruptions can add up quickly. Travel insurance can help cover:


Vietnam has quality private hospitals in its major cities, but treatment in these facilities can be costly. If you suffer from food poisoning, a motorbike accident, or require emergency surgery, travel insurance covers hospital stays, doctor visits, and medical evacuation if needed.

Renting a scooter or motorbike is one of the most common ways to explore Vietnam, from the buzzing streets of Ho Chi Minh City to the scenic Hai Van Pass. However, road conditions can be chaotic, and accidents involving tourists are common. Motorbike coverage ensures medical expenses are covered, provided you hold a valid Australian motorbike licence and wear a helmet.

While Vietnam has relaxed entry requirements, Covid-19 can still impact travel plans. Our policies include Covid-19 cover, helping with medical expenses if you test positive abroad or need to cancel due to illness before departure.

Vietnam experiences seasonal typhoons and heavy flooding, particularly between June and November. These extreme weather conditions can disrupt flights, damage belongings, and force sudden itinerary changes. Travel insurance can reimburse prepaid flights, accommodation, and tours if your trip is cancelled or delayed for reasons covered within your policy.

Vietnam is an exciting and dynamic country, but crowded markets, night buses, and tourist hotspots can be prime locations for pickpockets. If you’re carrying expensive items like smartphones, cameras, laptops, or other valuables, lost and stolen belongings cover can help protect you financially against theft, loss, or damage. This is particularly useful if you plan on capturing your travels with high-end photography equipment.

Vietnam is an adventure lover’s paradise, offering everything from trekking in Sapa’s misty mountains to kitesurfing in Mui Ne. If you plan to take part in activities like rock climbing, caving, or diving in Phu Quoc, adventure sports cover ensures you’re protected against injuries, emergency medical evacuations, and unforeseen incidents during your activities. Always check your policy to ensure your specific adventure plans are included.


Many travellers visit Vietnam’s stunning coastal destinations, including the famous HaLong Bay cruises or the islands of Phu Quoc and Con Dao. If you’re planning to travel by boat, travel insurance ensures that medical emergencies at sea, missed departures due to delays, or trip interruptions are covered. Boat trips that do not exceed more than one night are automatically covered by your travel insurance policy with us. If you are planning a boat trip longer than one night, you may wish to consider a Cruise Cover add-on to ensure you are covered.


Best Travel Insurance for Vietnam

Essentials

  • Covers medical emergencies, trip cancellations, and personal liability.

Comprehensive

  • Includes higher medical limits, trip protection, and cover for lost or stolen belongings.

Elite

  • Premium coverage with extended benefits, including higher claim limits and additional protections for valuables.

Optional Add-Ons for Vietnam

Motorbike & Scooter Cover

Riding a scooter is a popular way to explore Vietnam, but it comes with risks. Adding motorbike cover to your policy ensures that you’re financially protected in case of an accident. To be eligible, you must wear a helmet and hold a valid Australian motorbike licence.

Essential

Adventure Activities

Vietnam is a hub for adventure, from trekking in Sapa to scuba diving in Nha Trang. If you’re considering getting out amongst nature on your travels, adding adventure cover to your policy can protect you financially in the case of injury.

Lost or Stolen Belongings

Tourist areas like Hanoi’s Old Quarter and Ho Chi Minh City’s Ben Thanh Market are known for pickpockets and bag snatching. Adding cover for lost and stolen belongings can help recover costs if thieves get hold of your passports, phones, and valuables.

Popular

Natural Disaster & Extreme Weather Cover

Weather disruptions, flight cancellations, or visa issues can delay your plans and may lead to unexpected costs. With natural disaster cover, you can be reimbursed for cancelled tours, accommodation, and flights if your trip is affected by a covered weather event.

Cruise Pack Add-On: Cruise Pack

Extra coverage for cruise-specific events including cabin confinement, missed port departures, and ship to shore evacuation. Up to $1,000 for missed shore excursions.

Compare Travel Insurance Vietnam

  • Instant Online Quote: Enter your trip details and get an instant quote.

  • Choose Your Cover: Select from our Essentials, Comprehensive, or Elite plans.

  • Add Optional Extras: Customise your plan based on your activities and needs.

  • Purchase & Confirm: Secure your policy online and receive instant confirmation.

  • Stay Covered: Our 24/7 assistance team is available to help in case of an emergency.

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Where Can I Get Travel Insurance for Vietnam?

Purchasing travel insurance is simple with TravelInsurance.com.au. Whether you're navigating Hanoi’s bustling streets, cruising the Mekong Delta, or hiking in Da Lat, the right policy ensures peace of mind.

With cover for medical emergencies, trip cancellations, and lost belongings, you can focus on exploring Vietnam without financial worry.


Frequently Asked Questions about Travel Insurance Vietnam

Yes. While medical care is available in Vietnam, private hospitals can be expensive, and emergency evacuations may cost thousands. Travel insurance protects against financial stress caused by these unexpected costs, and can provide peace of mind on your trip.


Yes, if you add motorbike cover and meet the legal requirements (wearing a helmet and holding a valid Australian motorbike licence). Without proper coverage, medical expenses may not be reimbursed.

Yes. If your belongings are lost or stolen while in Vietnam, travel insurance can reimburse you for replacements up to the policy limits - cover is especially recommended when taking laptops or expensive photography and video equipment on your trip.


If you fall ill during your visit to Vietnam, travel insurance covers medical treatment, doctor consultations, hospitalisation, and medication costs. In severe cases, emergency medical evacuation may be arranged to return you to Australia for care.


Yes, if you add the Adventure Sports Pack to your policy. This covers activities such as trekking, caving, and scuba diving - if you are planning certain physically demanding activities while visiting Thailand, check your policy to ensure you are covered in case of an accident.