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Compare Travel Insurance for Thailand

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Thailand
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“The world is a book, and those who do not travel read only one page.”

— Saint Augustine

Explore Thailand with Confidence

Thailand is one of the most popular destinations for Australian travellers, with more than a half a million Aussies visiting its tropical shores each year. From the bustling streets of Bangkok to the stunning beaches of Phuket and the cultural treasures of Chiang Mai, Thailand offers a unique blend of the ultramodern and historic, making any visit an unforgettable experience.

However, an unexpected medical emergency, lost passport, or scooter accident can turn a dream trip into a costly nightmare. Travel insurance for Thailand ensures you’re protected from an array of unforeseen events, giving you peace of mind to fully enjoy your Thai adventure.

Why You Need Travel Insurance for Thailand

Even though Thailand is a relatively affordable destination, unexpected costs from accidents, medical emergencies, or travel disruptions can be substantial. Travel insurance can help cover:

Thailand offers high-quality private medical facilities, but treatment can be expensive - especially in tourist hotspots like Bangkok, Phuket, and Koh Samui. If you experience an accident, food poisoning, or require emergency surgery, travel insurance can cover unforeseen hospital stays, doctor visits, and even emergency medical evacuation if deemed medically necessary.

Renting a scooter or motorbike is a popular way to explore Thailand, but it comes with risks. Many accidents involve tourists unfamiliar with local road conditions. If you're riding a scooter, ensure your travel insurance includes motorbike coverage and that you hold a valid Australian motorbike licence. Without proper coverage, medical expenses from accidents may not be reimbursed.

While travel restrictions have eased, Covid-19 can still disrupt your trip. Our policies include Covid-19 cover, which helps with unexpected medical expenses if you test positive abroad or need to cancel due to serious illness before departure.

Flight interruptions, airline strikes, or natural disasters can cause major disruptions to your Thailand adventure. Travel insurance can reimburse a range of prepaid flights, hotels, and tours if your trip is cancelled or delayed for covered reasons.

Crowded tourist areas in Thailand, such as Bangkok’s Khao San Road or Full Moon Parties in Koh Phangan, can be hotspots for pickpockets. Travel insurance can help recover the costs of stolen passports, phones, and other valuables.

Thailand is a hub for adventure enthusiasts, with activities like scuba diving in Koh Tao, rock climbing in Krabi, zip-lining in Chiang Mai, and Muay Thai training camps. Travel insurance may impose certain conditions or may not cover certain adventure activities. Make sure you read the PDS.

Travel Insurance for Thailand

At travelinsurance.com.au, we offer 3 plans to consider for your travel needs:

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Optional Add-Ons for Thailand

Motorcycle/Moped Pack

Essential if you plan on renting a scooter or motorbike.

Most popular

Rental Vehicle Excess

Coverage up to $6,000 to pay for your rental car excess. This covers the insurance excess portion - please ensure that you also have comprehensive car insurance.

Cruise Cover

Cover for events that occur whilst you are on a multi-night cruise (limits & conditions apply) - single night cruises and scheduled ferry crossings are automatically covered.

Recommended

Pet Boarding

Up to $200 per day, to a maximum of $1400 if your return from overseas is delayed and you need to extend your pet boarding arrangements

Here’s How to Compare our Travel Insurance Plans for Thailand

  • Instant Online Quote: Enter your trip details and get an instant quote online.

  • Choose Your Cover: Select from Medical Only, Economy, Premium Economy, Business Class or First Class.

  • Add Optional Extras: Customise your plan based on your activities and needs.

  • Purchase & Confirm: Secure your cover online and receive instant confirmation.

  • Stay Covered: In case of an emergency, contact our 24/7 assistance team for immediate support.

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Where Can I Get Travel Insurance for Thailand?

Getting covered before your trip is easy with TravelInsurance.com.au. Whether you’re enjoying Bangkok’s street food, diving in the Similan Islands, or exploring the temples of Ayutthaya, the right travel insurance policy ensures you’re protected.

With cover for medical emergencies, trip cancellations, and lost belongings, you can focus on making the most of your trip without worrying about unexpected costs.


Frequently Asked Questions about Travel Insurance Thailand

According to Smartraveller, travel insurance is highly recommended for travel in general, including for Thailand. While medical care is available in Thailand, hospital care and emergency evacuations can be expensive. Travel insurance can cover unexpected medical costs, trip disruptions, and lost or stolen items.

Yes, if you add motorbike cover to your policy and meet the legal requirements (you must be wearing a helmet and holding a valid Australian motorbike licence)). Without the correct coverage, you may not be reimbursed for medical expenses.

Yes. If your belongings are accidentally lost or stolen, travel insurance can reimburse you for the cost of replacements, up to the policy limits.

If you get sick in Thailand, travel insurance can cover unforeseen medical treatment, doctor consultations, hospitalisation, and medication costs. In serious cases, emergency medical evacuation back to Australia may be arranged if deemed medically necessary..

*Note that not all benefits apply and will depend on whether you have selected them (and are reflected on your Certificate of Insurance). Terms, conditions, exclusions, limits and sub-limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.